A new system, in monthly payments
Replace a failing furnace or AC now and spread the cost out. Apply in a few minutes with your comfort advisor, and we’ll find every rebate your home qualifies for.
- Terms from 5 to 10 years
- No prepayment penalty
- Rebate paperwork handled for you
Estimated payment
$159 / month for $12,000 over 10 years
Example only, based on 9.99% APR. Subject to credit approval. Your rate and payment may differ.
How financing works
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Step 1
Free in-home estimate
A comfort advisor sizes the system for your house and gives you two or three options at fixed prices.
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Step 2
Apply in minutes
On your phone or with the advisor. Most decisions come back while we’re still at the kitchen table.
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Step 3
Install, then pay monthly
Most installs take one day. Your first payment isn’t due until after the system is running.
Rebates & tax credits
Programs change every year. We check what’s current for your address and equipment before you decide.
Utility rebates
Your utility may offer rebates on high-efficiency heat pumps, furnaces and smart thermostats. We file the forms.
Federal tax credits
Some qualifying equipment may be eligible. We give you the paperwork; your tax preparer confirms what applies.
Manufacturer promotions
Spring and fall promotions on select systems. Ask your advisor what’s running this month.
Financing questions
Does applying affect my credit?
Your advisor will tell you what kind of credit check the lender uses before you apply, so there are no surprises.
Can I finance a repair?
Financing is for new equipment and larger projects. Repairs are paid at the visit by card, check or cash.
Can I pay it off early?
Yes, any time, with no penalty.